Skip to content
The Spiegel group
  • Learn
  • Pre-Approval
  • Calculator
  • Loan Options
  • About UsExpand
    • Meet Our Team
    • Reviews
    • Public Speaking
    • Realtor Resources
  • Blog
  • Contact Us
Apply Now
The Spiegel group

Buying a Home

Buying a Home

15-Year vs. 30-Year Mortgage: Which One is Right for You?
Buying a Home

15-Year vs. 30-Year Mortgage: Which One is Right for You?

Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set of advantages and drawbacks, and understanding these can help you…

Read More 15-Year vs. 30-Year Mortgage: Which One is Right for You?Continue

How Rising Interest Rates Impact Your Homebuying Power
Buying a Home

How Rising Interest Rates Impact Your Homebuying Power

Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how much home you can afford. When rates rise, it can…

Read More How Rising Interest Rates Impact Your Homebuying PowerContinue

How to Choose the Right Mortgage Lender or Broker
Buying a Home

How to Choose the Right Mortgage Lender or Broker

Choosing the right mortgage professional is a critical step in the home-buying process. Whether you work with a mortgage lender or a mortgage broker, the decision can impact your loan options, interest rate, and overall experience. Here’s how to determine which option is…

Read More How to Choose the Right Mortgage Lender or BrokerContinue

How to Improve Your Mortgage Approval Chances
Buying a Home

How to Improve Your Mortgage Approval Chances

Getting approved for a mortgage is an exciting step toward homeownership, but it requires careful financial planning. Lenders look at various factors to determine your eligibility, and small improvements can make a big difference. If you’re preparing to apply for…

Read More How to Improve Your Mortgage Approval ChancesContinue

Spring 2025 Housing Market: What Buyers Need to Know
Buying a Home

Spring 2025 Housing Market: What Buyers Need to Know

Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in real estate—and for good reason. The weather improves, daylight lasts longer, and families often prefer to move before the next…

Read More Spring 2025 Housing Market: What Buyers Need to KnowContinue

About Us

The Spiegel Group, led by Robert Spiegel, aims to consistently be in the top 1% of loan origination teams in the nation.

Republic State Mortgage is committed to building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. We care about the people we serve.

Company NMLS: 62411

Equal Housing Opportunity

Contact Us

  • Main Office: 815 Hawthorne St. Houston, TX 77006
  • (713) 961-5363
  • Email Us Today

Our Social Media Is Fun!

SSL Certificate

Resources

  • Learning Center
  • Contact Us
  • Apply Online
  • Get Started
  • Reviews
  • Mortgage Calculator
  • Public Speaking
  • Realtor Resources
  • Privacy Policy

© 2025 Republic State Mortgage Co. All Rights Reserved. NMLS 62411. 815 Hawthorne Street, Houston, TX 77006. Phone: 713-961-5363
This is not an offer for an extension of credit or a commitment to lend. All applications are subject to credit and property approval.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

Developed by DreamBuildr

Scroll to top
  • Learn
  • Pre-Approval
  • Calculator
  • Loan Options
  • About Us
    • Meet Our Team
    • Reviews
    • Public Speaking
    • Realtor Resources
  • Blog
  • Contact Us